Financing
Programs built for every investor profile.
Whether you're a domestic investor seeking traditional terms or an international buyer using retirement funds, we have a financing path designed for your situation.
Two clear options
Choose the program that fits your timeline and tax strategy.
Most popular
Conventional Financing
Traditional lending for domestic investors seeking standard terms.
- Down payment
- 20-25%
- Interest rate
- Market
- Term
- 30 yrs
Non-recourse
Alternative Financing
Purpose-built for self-directed IRAs, international investors, and portfolio builders.
- Down payment
- 40%
- Interest rate
- 9.9%
- Term
- 12 yrs
Preferred lender
Weekly rate updates. Pre-approval within 24 hours.
Conventional Lending
Our preferred lender updates conventional rates weekly, locking in competitive terms for our investors. Pre-approval is typically available within 24 hours of application.
Typical timeline: Application, 24-hour pre-approval, 3-4 weeks to close.
Next step: Call our financing line to discuss your situation and lock a rate.
Alternative Financing
No traditional underwriting. No minimum loan amount. Designed specifically for self-directed IRA holders, international investors, and alternative asset strategies.
8% management fee covers servicing and investor support.
IRA-suitable with Equity Trust or your preferred custodian.
Beyond the numbers
Both programs include full investor support and a direct account liaison.
Included with both programs
Choose alternative if you're
Investor tools
See your cash flow before you commit.
Profit Projector
Interactive 5, 10, and 15-year financial projections. Model your cash flow, IRR, and appreciation under different scenarios.
Invest with Your IRA
Complete guide to self-directed IRA investing. Partner with Equity Trust Company or your preferred custodian.
Talk to our financing team
Have questions about financing?
Our financing team is ready to walk through your options and get you pre-approved.