Retirement Investing
Maximize your retirement with real estate in your IRA.
Invest directly in turnkey properties using a self-directed IRA. Work with Equity Trust Company, our recommended custodian, and explore non-recourse financing designed for retirement investors.
Why real estate in your IRA
Control your retirement. Diversify beyond stocks.
Self-Directed IRA Investing
Move beyond stocks and bonds. Invest in real property and control your retirement account directly.
Recommended Custodian
Equity Trust Company is an industry-leading custodian of alternative assets in tax-advantaged accounts, with over 50 years of experience and $81B in assets (as of 12/31/25) under custody and administration.
Non-Recourse Financing
Borrow up to 60% with zero personal liability. Lender looks only to the property and rent stream.
No Underwriting Required
Fast approval. No employment verification, no credit checks, no delays. Streamlined application process.
No Minimum Loan Amount
Whether you're financing a $100k property or a $300k turnkey, the same simple terms apply.
Tax-Deferred Returns
All rental income and property appreciation grow tax-free inside your IRA. Monthly distributions shelter tax until withdrawal.
Our recommended custodian
Equity Trust Company
Equity Trust Company is an industry-leading custodian of alternative assets in tax-advantaged accounts. You focus on identifying properties and building wealth.
50+
Years of experience
$81B
In assets under custody and administration (as of 12/31/25)
Alternative financing
Non-recourse financing built for retirement accounts
Key terms
Down Payment
40%
Interest Rate
9.9%
Amortization
12 years
Management Fee
8% annually
Zero Personal Liability
Non-recourse means the lender can only claim the property itself if there's a default. Your personal assets are protected.
No Underwriting Delays
Quick approval process with no employment or credit verification. Simplicity built in for retirement investors.
Flexible Loan Amounts
No minimum. Whether financing an $80k property or $350k turnkey, the same streamlined terms apply.
Common questions
Retirement account investing, explained
How do I set up a self-directed IRA?▼
What IRA types qualify?▼
Can I borrow money inside my IRA?▼
What's the 8% management fee?▼
Do I pay income tax on my rent?▼
Can my IRA own an LLC?▼
Want details on all financing programs?
Compare conventional and alternative options side by side on our financing page.